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| Tawra's Family $2200 Budget |
Here is our old budget from when we lived in Idaho. It is based on an income of $2200.00 per month after taxes.
A couple of notes about the budget: |
- You will notice there is not a section for clothes. We got enough for Christmas from the grandparents that we didn't buy much but underwear, socks and shoes. Those all came out of the Wal-mart category with the paper goods.
- The rent/commuting expenses listed for Mike accounted for the fact that he worked 100 miles from home. It includes vehicle costs and a modest apartment.
- All eating out is included in the Social/Entertainment category.
- This grocery budget included food only. It was for two adults and two toddlers. We lived in Idaho (near Lewiston) at the time. I have lived in Colorado, Kansas and Texas and I have to say that Idaho was more expensive for food than any of those places! I also had to drive 60 miles to go to the grocery store. Since I have Chronic Fatigue Syndrome and Fibromyalgia, I was unable to go to several stores to get the best deal at each store. I bought almost everything at one store and stocked up on what was on sale. I could get paper goods cheaper at Wal-mart than the grocery store, so I bought them there.
- Any extra money we had at the end of the month we used for emergencies and/or to pay off debt. (We paid off $20,000 in medical bills and credit cards in 5 years on an averaged income of $22,000 per year.) Click here for more information on how we did it.
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INCOME-after tax |
| Mike's check |
$1900.00 |
Tawra's disability |
$300.00 |
TOTAL INCOME |
$2200.00 |
| Tithe (church donation) |
$300.00 |
| Mortgage - Included taxes and insurance |
$273.00 |
| Mike rent/commute |
$400.00 |
| Water and trash |
$46.00 |
| Phone |
$100.00 |
| Electric |
$100.00 (Nov.-Apr.)
$ 25.00 (May-Oct.) |
Gas for car (not including Mike's commute) |
$100.00 |
Credit cards |
$300.00 |
| Internet |
$20.00 |
| Food |
$125.00 |
| Wal-mart (includes all paper goods, clothes, soap etc.) |
$100.00 |
| Dog food |
$4.00 |
| Stamps |
$6.00 |
| Cable |
$16.95 |
| Car insurance |
$25.00 |
| Car repairs |
$75.00 |
| Haircuts/perms |
$11.50 |
| Presents - birthdays, etc. |
$50.00 |
| Social and entertainment |
$50.00 |
TOTAL EXPENSES |
$2102.45 (high electric)
$2027.45 (low electric) |
See some of our more current budgets on our Money Management page here.
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